A young woman, clad in denim, holding money in her hands.

The Christian Understanding of Stewardship of Money: A Biblical Perspective

Published On: August 16th, 2023Categories: Money MattersBy


The Christian perspective on money is rooted in the belief that all resources, including money, are gifts from God. The Bible provides clear instructions on how Christians should handle their finances, emphasizing stewardship, generosity, and a heart of compassion. In this article, we will explore the biblical references and texts that support the Christian understanding of the stewardship of money. We will examine how a Christian should handle money, wealth, charity, and greed, followed by ten practical money tips for producing wealth in alignment with biblical principles.

1. Biblical Foundation of Stewardship

a. Ownership by God: Psalm 24:1 reminds us, “The earth is the Lord’s, and everything in it, the world, and all who live in it.” This verse establishes the foundational belief that God is the ultimate owner of all resources, including money. As stewards, Christians are entrusted with managing God’s possessions wisely and responsibly.

b. Parable of the Talents: In Matthew 25:14-30, Jesus shares the parable of the talents, illustrating the importance of faithful stewardship. The master entrusts different amounts of money to his servants and expects them to use the resources wisely. This parable emphasizes accountability and the necessity of using God-given talents, including financial resources, for His glory.

c. God as Provider: In Philippians 4:19, the Apostle Paul assures believers that God will supply all their needs according to His riches in glory through Christ Jesus. This verse reflects the Christian understanding that God is the ultimate provider and that trust in Him should underpin one’s approach to money management.

2. Handling Money and Wealth:

a. Earn Diligently: Proverbs 14:23 emphasizes that hard work and diligence lead to wealth, stating, “All hard work brings a profit, but mere talk leads only to poverty.” Christians are encouraged to pursue their vocations with integrity and diligence to honor God and provide for their needs.

b. Avoid Debt: Proverbs 22:7 warns, “The borrower is slave to the lender.” Christians should exercise caution when it comes to debt, seeking to live within their means and avoiding excessive borrowing that may lead to financial bondage.

c. Save and Plan: Proverbs 21:5 advises, “The plans of the diligent lead to profit as surely as haste leads to poverty.” Saving and prudent financial planning align with biblical principles and provide a secure foundation for future needs.

3. Charity and Generosity:

a. Tithing: The concept of tithing, giving ten percent of one’s income to the Lord, is rooted in the Old Testament. In Malachi 3:10, God challenges His people to test Him by bringing the full tithe into the storehouse, promising blessings beyond measure.

b. Offerings: In addition to tithing, the Bible encourages believers to give offerings as acts of worship and thanksgiving. 2 Corinthians 9:7 reminds us, “Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”

c. Helping the Needy: Proverbs 19:17 highlights the significance of showing kindness to the poor, stating, “Whoever is kind to the poor lends to the Lord, and he will reward them for what they have done.” Christians are called to be compassionate and extend a helping hand to those in need.

4. Guarding Against Greed:

a. Contentment: Hebrews 13:5 encourages contentment, stating, “Keep your lives free from the love of money and be content with what you have because God has said, ‘Never will I leave you; never will I forsake you.’” Contentment helps guard against the grip of greed and materialism.

b. Prioritize Eternal Treasures: In Matthew 6:19-21, Jesus urges believers to focus on storing up treasures in heaven rather than accumulating earthly possessions. This perspective encourages Christians to value eternal investments above temporary gains.

10 Money Tips for Producing Wealth:

  1. Budget Wisely: Create a budget that aligns with biblical principles, ensuring that you prioritize giving, saving, and living within your means.
  2. Eliminate Debt: Work diligently to pay off any outstanding debts, freeing yourself from financial burdens.
  3. Save and Invest: Practice disciplined saving and wise investing to build financial security for the future.
  4. Practice Tithing: Commit to tithing as an act of obedience and trust in God’s provision.
  5. Give Cheerfully: Cultivate a joyful and generous heart when giving offerings and supporting charitable causes.
  6. Be Compassionate: Seek opportunities to help the less fortunate, remembering that God blesses those who bless others.
  7. Avoid Greed: Guard your heart against the love of money and prioritize contentment with what God has provided.
  8. Seek God’s Guidance: Pray for wisdom in financial decision-making and seek godly counsel when needed.
  9. Live Humbly: Avoid excessive materialism and focus on simplicity and humility in lifestyle choices.
  10. Work with Integrity: Maintain honesty and integrity in your professional endeavors, reflecting Christ’s character in all you do.
Share This Article!